Key Features
Please refer the sales brochure for more details on T&Cs, inclusions & exclusions.
Hospitalisation Expenses coverage
We take care of your hospitalisation expenses including pre-hospitalisation (3o
days) and post-hospitalisation (60 days) up to sum insured.
No Claim Bonus
When you renew a policy with us, we offer more privileges year on year irrespective
of claims. We increase your base sum insured by 10% of expiring sum insured, maximum
up to 100% of base sum insured.
Day Care Treatment
Niva Bupa Health Pulse also covers Day Care Treatments following an illness or injury,
provided that the treatment is medically necessary and follows the written advice
of a medical practitioner.
Pharmacy & Diagnostic services
Covers purchase of medicines or avail diagnostic services from our Service Provider
through our website or mobile application.
E-Consultations
Niva Bupa Health Pulse offers unlimited tele/online consolations. If the insured
person is diagnosed with an illness or is planning to undergo a planned surgery
or a surgical procedure, the insured person can, at the insured person’s sole discretion,
obtain an e-consolation during the policy period.
Health Check-Up
Prevention as we know is better than cure. With Niva Bupa Health Pulse, you can avail
a health check-up from the second year of the policy, on a cashless facility basis.
Critical Illness Coverage
With changing lifestyle, critical illnesses have been on the rise with more people
falling critically ill. This includes Cancer, First Heart Attack, Coma, Open Heart
Replacement, Kidney Failure, Dialysis and many more. This optional benefit offers
cover against critical illnesses equal to base sum insured (Maximum up to Rs. 10
Lacs). For details, please refer to policy documents.