Key Features
Please refer the sales brochure for more details on T&Cs, inclusions & exclusions.
In-Patient Care (Hospitalisation)
We cover the cost of medical treatment when you or your insured family members are hospitalised for treatment.
Organ Transplant
Medical expenses for an organ donor’s In-patient treatment for the harvesting of the organ donated is also covered provided the organ is for the use of the insured person.
Alternative Treatments
Avail In-patient treatment under AYUSH (Ayurveda, Unani, Siddha and Homeopathy) up to the base Sum Insured.
Loyalty Additions (applicable only for Sum Insured up to Rs.25 Lac)
For each policy year, we offer an additional 5% of expiring base Sum Insured up to a maximum of 50% of base Sum Insured of that policy year. This benefit is applicable only for Base Sum Insured up to Rs.25 Lac.
Mental Disorder Treatment
Expenses incurred for inpatient treatment for mental illness are covered under the policy subject to sub-limit for specific conditions as specified in the policy contract.
Artificial Life Maintenance
Expenses incurred for artificial life maintenance, including life support machine are covered under the policy subject to terms and conditions of the policy.
Modern Treatments
Modern treatments such as oral chemotherapy, robotic surgeries, intra vitreal injections, deep brain stimulation etc. will be covered either as inpatient care or as part of day care treatment in a hospital subject to sub-limit for specific conditions as specified in the policy contract.
Hospital Accommodation
We cover the cost of hospital accommodation up to a single private room without any capping on room rent charges (for Sum Insured of Rs.5 lacs and above).