Premium Amount
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Select add-on below to save your premium! You'll have to access to select group of high-quality hospitals. Outside these hospitals, standard copay apply.
₹ 0
₹ 0 / Yearly
₹ 0 / Monthly
₹ 0 / Quaterly
₹ 0 / Half Yearly
You have to pay a installment of ₹ 0 to keep the policy active
Premium payment is allowed through HDFC Bank Netbanking or HDFC Bank Credit/Debit cards only.
Please refer the sales brochure for more details on T&Cs, inclusions & exclusions.
We cover cost of medical treatment when you or your insured family members are hospitalised for treatment.
The period of the treatment covered is 30 days before you get admitted to the hospital and 60 days from the date of discharge from the hospital. This is subject to Niva Bupa accepting the In-patient Care hospitalization.
We will cover all the day care treatments under the product.
We will cover the medical expenses incurred on the insured person’s hospitalisation for Inpatient Care on treatment taken under Ayurveda, Yoga or Naturopathy, Unani, Siddha and Homeopathy.
We will also cover the ambulance expenses up to Rs. 2,000 per hospitalization only if we have accepted the In-patient claim.
We will cover the expenses for a treatment of cataract, subject to a limit of 25% of sum insured or Rs. 40,000, whichever is lower, per eye in one policy year. A specific waiting period of 24 months would also be applicable for cataract treatment.
Specified treatments will be covered as in-patient or day care procedures up to a maximum of 50% of sum insured.
The entry age for adults under this policy can be from 18 to 65 years. The entry age for dependent children is from 3 months to 25 years. There is no exit age under this Policy.
Save tax under Section 80D of the Income Tax Act when you buy a Niva Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.
Once insured with us, you will always remain our customers subject to continued payment of premium. We assure you renewability for life with no extra loadings based on your claim history.
ReAssure Benefit will trigger after the 1st Claim itself. It can be used Unlimited times. Each claim will be up to the base sum insured.
Doubles the sum insured in 2 claim free years
Starting from day 1
Go truly cashless with coverage even for non-payable items like gloves etc.^^
Coverage even for list of non-payable items like gloves etc.^^
Get up to 30% discount on renewal premium basis step count in Niva Bupa Health App.
Get coverage for all modern treatments up to sum insured.
Sum Insured of is the recommended sum insured for the plan selected as per the details provided by you. Do you want to proceed with the Sum Insured suggested or the nearest Sum Insured available?
Buy your Niva Bupa policy for coverage of 10 Lacs or above, with Safeguard+ add on
Intimate Niva Claim helpline (1860-500-8888) 48 hours before hospitalization for non-emergency treatments
Choose any hospital from the list of recommendations given by Claim Advisor for your treatment, via cashless facility
Receive a claim promise with zero deduction, in accordance with policy inclusions and T&C
Claims Exclusions: the promise will not apply to claims arising due to exclusions stated in the policy (e.g.- non-disclosure, fraud, standard exclusions, waiting periods etc.)