Key Features
Please refer the sales brochure for more details on T&Cs, inclusions & exclusions.
In-patient Care (Hospitalisation)
Hospitalisation for 2 hours or more are covered (24 hours for AYUSH treatments). The coverage includes medical expenses incurred for
medical treatment during hospitalization, including room rent coverage (with no capping), medical practitioners’ fees, investigative
tests, medicines, OT charges and many more.
Booster+
Don’t lose what you don’t use! Carry forward your unutilised sum insured to the next policy year with maximum accumulation up to 10 times
of base sum insured.
ReAssure+
Lock the Clock: Pay premiums as per the age when you first buy the policy, till a claim is paid.
ReAssure Forever: ReAssure triggers after the first paid claim in the life of the policy, and stays on Forever.
ReAssureX
ReAssure Forever: ReAssure triggers after the first paid claim in the life of the policy, and stays on Forever.
Note: Either ReAssure+ or ReAssureX would be available as per variant opted.
Health Check-up
Get annual health check-up benefit from Day 1 of your policy year, so you are always one step ahead in taking care of your health.
Live Healthy Benefit
Get rewarded for staying healthy! Get up to 30% discount on renewal premium by just counting the steps you take every day using the
Niva Bupa Health App.
Home Care/Domiciliary
Get the convenience of getting treated at home if you are unable to go to a hospital. Covered up to Sum insured.
Modern Treatments
There are always advancements being made in the medical world. You get the freedom to choose the treatment that works
for you. Modern treatments like deep brain simulation, oral chemotherapy, robotic surgeries and many more. Covered up to
Sum insured with sub-limits on few conditions.
Organ Donor
In case of an organ transplant, the medical expenses for the organ donor’s in-patient treatment for the harvesting of the organ
donated are covered under this plan.
You also get coverage in case you decide to donate an organ to someone in need. Your expenses for donating an organ will be covered.
Emergency Ambulance
Be it road or air ambulance, you are always covered! Road ambulance covered up to sum insured and Air ambulance up to Rs. 2.5 Lacs
per hospitalization.
Assured Policy Renewal for Life
Once insured with us, you will always remain our customers subject to continued payment of premium. We assure you renewability for
life with no extra loadings based on your claim history.
Entry Age And Family Coverage
The entry age for adults under this policy can be from 18 to 65 years. The entry age for dependent children is from 91 days to 30
years in a family floater policy. In an Individual cover, maximum up to 6 members (maximum of 4 adults and a maximum of 5 children)
can be included in a single policy. Whereas, Family floater cover is available for maximum of 2 Adults and 4 children.