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Here are the details of your renewal policy

Plan Name

Policy Number

Policy Expiry

RECOMMENDED
  • Lock The Clock: Pay Premium for the age at which you upgrade, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 5 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Lock The Clock: Pay Premium for the age at which you upgrade, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 5 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Lock The Clock: Pay Premium for the age at which you upgrade, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 5 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Lock The Clock: Pay Premium for the age at which you upgrade, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 5 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED

Upgrade to Bronze+ and enhance your coverage with benefits like:

  • Unlimited refill of base sum insured, for same or different illess. Triggers after 1st claim is paid
  • Get unutilized Base Sum Insured carried forward to the next policy year, maximum up to 3 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED

Upgrade to Platinum+ and enhance your coverage with benefits like:

  • Lock The Clock: Pay Premium for the age at which you upgrade, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 5 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED

Upgrade to Titanium+ and enhance your coverage with benefits like:

  • Lock The Clock: Pay premium as per your entry age, until a claim is paid
  • Booster+: Carry forward your unutilised base sum insured up to 10 times
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.

Get Addional Coverage on below mentioned benefits:

  • In case of Death, Permanent Partial or Permanent Total Disability due to an accident.
  • Hospitalisation expenses incurred due to an accident (minimum 24 hours).
  • Road ambulance to reach the hospital post the accident.
RECOMMENDED

With Niva Bupa you have the freedom to secure your health as you want. ‘Safeguard’ lets you go even further with benefits like:

  • Claim on otherwise non-payable items in case of hospitalisation.
  • No impact on your Booster benefit (No Claim Bonus) if claims in a policy year are up to Rs. 50,000.
  • Increase in your Base Sum Insured on a cumulative basis each policy year, based on inflation rate.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED

Safeguard+ benefit gives you the freedom to go beyond and to secure your health and finances even further, by letting you control different aspects of your policy, such as:

  • Claim Safeguard+: All Non-payables covered (as per list I,II,III, IV of non-payable items)
  • No Claim Bonus Safeguard+: No impact on No Claim Bonus if claims in a year are up to INR 1,00,000
  • Sum Insured Safeguard+: Inflation linked Increase in your base sum insured on a cumulative basis each policy year
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED

Benefits for Variant 2022:

  • No Room Rent Capping. Covered up to Sum Insured
  • Improved Refill benefit. Now for same illness and same person.
  • Improved Annual Health Check-up benefit. Now available from Day 1
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • At the time of Claim, chosen Deductible Amount will be paid by you & rest we will pay.
  • Same Plan, Same Features, Less Premium.
RECOMMENDED
  • At the time of Claim, chosen Deductible Amount will be paid by you & rest we will pay.
  • Same Plan, Same Features, Less Premium.
RECOMMENDED
  • At the time of Claim, chosen Deductible Amount will be paid by you & rest we will pay.
  • Same Plan, Same Features, Less Premium.
RECOMMENDED
  • At the time of Claim, chosen Copay Amount will be paid by you & rest we will pay.
  • Same Plan, Same Features, Less Premium.
RECOMMENDED
RECOMMENDED
RECOMMENDED
  • Global Access: Get treatment anywhere in the world, up to your sum insured.
  • Flexible Co-Payment: Choose from 0%, 20%, 30%, 40%, or 50% options to fit your budget.
  • Travel with Confidence: Enjoy reliable medical support from day 1.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Earn Cashback: Accumulate cashback for every claim-free year.
  • Smart Spending: Use your cashback to pay for premiums, deductibles, co-payments, or outpatient expenses.
  • Renewal Rewards: Get 10% back on your first renewal and 5% on each subsequent renewal.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Comprehensive Coverage: Access teleconsultations, physical visits, diagnostics, pharmacy benefits, and gym memberships.
  • Unlimited Wellness: Enjoy fitness, diet, and nutrition sessions without limits.
  • Emotional Support: Avail 10 cashless sessions for emotional wellness.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Increased Coverage: Combine multi-year coverage for a higher sum insured.
  • Instant Cover: Use your coverage from day one without delays.
  • Future-Proofed Health: Enjoy peace of mind with immediate protection.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Unified Waiting Periods: All waiting periods apply at the policy level.
  • Family Coverage: Ensure your future spouse is covered from day one, with no extra waiting.
  • Easy Additions: Add family members without concerns about pre-existing conditions.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.

You are eligible for our health relationship program. You can either choose loyalty points or increase your total sum insured.

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Loyalty points
You can earn points worth 10% of your last paid annual premium. These can be redeemed against a host of exciting products and services.

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Additional sum insured
By choosing this option, you earn an additional 10% of your Base Sum Insured annually up to, a maximum 50% of Base Sum Insured. This would be applicable on renewal after 1 year. Please note that switching from Sum Insured enhancement option to Loyalty Point option is not possible.

RECOMMENDED
  • Track your health parameters and get help from the virtual coach to reach your health goals.
RECOMMENDED
  • Get coverage against listed critical illnesses like cancer, kidney failure, etc.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get coverage against listed critical illnesses like cancer, kidney failure, etc.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get coverage against listed critical illnesses like cancer, kidney failure, etc.

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I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get covered for unexpected emergencies.
  • Get coverage for Accidental Death, Permanent total disability and Permanent partial disability.

RECOMMENDED
  • For every claim free year, increase of 20% of expiring Base Sum Insured in a Policy Year; maximum up to 200% of Base Sum Insured.
RECOMMENDED
  • Get your sum insured reinstated up to 150% of base sum insured if subsequent claim is made of a different illness/injury during the same policy year.
RECOMMENDED
  • Get coverage against listed critical illnesses like cancer, kidney failure, etc.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get an additional daily benefit for each 24 hours of hospitalisation.
  • Benefit for up to 30 days of hospitalisation per policy year.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get unlimited tele/online doctor consultation within our network.
RECOMMENDED
  • Get covered for unexpected emergencies.
  • Get coverage for Accidental Death, Permanent total disability and Permanent partial disability.
RECOMMENDED
  • Get an additional daily benefit for each 24 hours of hospitalisation.
  • Benefit for up to 30 days of hospitalisation per policy year.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
RECOMMENDED
  • Get covered for unexpected emergencies.
  • Get coverage for Accidental Death, Permanent total disability and Permanent partial disability.
RECOMMENDED
  • Get covered for unexpected emergencies.
  • Get coverage for Accidental Death, Permanent total disability and Permanent partial disability.
I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.
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₹
Get 7.5% Discount
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Get 15% Discount

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1 Year
Premium

₹ 29,000 + Add

2 Year
Premium

₹ 55,000 Remove

* Premium shown is inclusive of tax

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Policy issuance will be subject to underwriting guidelines as per the disclosure made by you. Our underwriting team will shortly get in touch with you at your registered mobile number. Would you like to process with higher Sum Insured?

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Policy issuance will be subject to underwriting guidelines as per the disclosure made by you. Our underwriting team will shortly get in touch with you at your registered mobile number. Would you like to process with higher Sum Insured?

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I Agree
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I hereby confirm that after commencement of my policy with Niva Bupa, none of the members under the policy have met with any accident/injury or suffering/diagnosed with any disease/illness except common cold, fever, diarrhea & childbirth.

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