Our Management

Vishwanath Mahendra
Chief Financial Officer

Mr. Vishwanath Mahendra joined the Company on March 24, 2020. He is responsible for developing and executing the Company’s financial strategy. He holds a bachelor’s degree in commerce from Chaudhary Charan Singh University, Meerut, Uttar Pradesh and is a fellow member of the Institute of Cost Accountants of India (erstwhile ICWAI).Read more »

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Mr. Vishwanath Mahendra joined the Company on March 24, 2020. He is responsible for developing and executing the Company’s financial strategy. He holds a bachelor’s degree in commerce from Chaudhary Charan Singh University, Meerut, Uttar Pradesh and is a fellow member of the Institute of Cost Accountants of India (erstwhile ICWAI).

He is also a chartered financial analyst from CFA Institute, US and a Fellow Member of Institute and Faculty of Actuaries, UK (FIA) and Institute of Actuaries of India (FIAI).

Prior to joining the Company, he was associated with Apollo Munich Health Insurance Company Limited (later on merged with HDFC Ergo General Insurance Company Limited) and was holding position of chief actuary at the time of exit. He has experience in health insurance space.

Ankur Kharbanda
Chief Distribution Officer

Mr. Ankur Kharbanda joined the Company on April 9, 2020. He is responsible for sales & distribution for the Company.He holds a post graduate diploma from FORE School of Management, Delhi.Read more »

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Mr. Ankur Kharbanda joined the Company on April 9, 2020. He is responsible for sales & distribution for the Company. He holds a post graduate diploma from FORE School of Management, Delhi.

Prior to joining the Company, he was associated with HDFC Ergo Health Insurance Company (erstwhile Apollo Munich Health Insurance Company Limited), and Bajaj Allianz General Insurance Company Limited. He has experience in health insurance space.

Dr. Bhabatosh Mishra
Director-Claims, Underwriting and Product

Mr. Bhabatosh Mishra joined the Company on April 9, 2020. He is responsible for underwriting, product development, claims management, HCP, FRCU (claims part) and ecosystem. He holds a bachelor’s degree in medicine, M.B.B.S from SCB Medical College, Cuttack, Odisha, Utkal University.Read more »

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Mr. Bhabatosh Mishra joined the Company on April 9, 2020. He is responsible for underwriting, product development, claims management, HCP, FRCU (claims part) and ecosystem. He holds a bachelor’s degree in medicine, M.B.B.S from SCB Medical College, Cuttack, Odisha, Utkal University.

Prior to joining the Company, he was associated with TATA AIG Life Insurance Company Limited, Cholamandalam General Insurance Company Limited, SBI Life Insurance Company Limited, HDFC Standard Life Insurance Company Limited and Apollo DKV Insurance Company Limited. He has experience in health insurance space.

Padmesh Nair
Director- Operations and Customer Service

Mr. Padmesh Nair joined the Company on April 9, 2020. He is responsible for customer and partner onboarding, customer service, drive customer experience and portfolio management-renewal and cross-up sell.Read more »

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Mr. Padmesh Nair joined the Company on April 9, 2020. He is responsible for customer and partner onboarding, customer service, drive customer experience and portfolio management-renewal and cross-up sell.

He holds a bachelor’s degree in civil engineering from Nagpur University and a master’s of science degree in insurance & risk management from Cass Business School, London.

Prior to joining the Company, he was associated with HDFC Ergo General Insurance Company (erstwhile Apollo Munich Health Insurance Company Limited) from April 2008 and was the chief executive officer – digital business unit & member EXCO. He has experience in health insurance space.

Tarun Katyal
Director and Chief Human Resources Officer

Mr. Tarun Katyal joined the Company on March 12, 2018. He is responsible for heading human resources function. He holds a masters degree in personnel management and industrial relations from Panjab University, Chandigarh, Punjab.Read more »

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Mr. Tarun Katyal joined the Company on March 12, 2018. He is responsible for heading human resources function. He holds a masters degree in personnel management and industrial relations from Panjab University, Chandigarh, Punjab.

Prior to joining the Company, he was associated with Sistema Shyam Teleservices Limited., Aditya Birla Retail Limited, Hindustan Coca Cola Beverages Private Limited, Nuclear Power Corporation of India Limited, Arisht Spinning Mills, Auro Spinning Mills, Gontermann- Peipers (India) Limited and Bharti Airtel Limited.

Partha Banerjee
Director and Head –Legal, Compliance and Regulatory Affairs and Chief Compliance Officer

Mr. Partha Banerjee joined the Company on October 20, 2016. He is responsible for legal, compliance, regulatory affairs and fraud control. He holds a bachelor’s degree in law from Banaras Hindu University and master’s degree in law from OP Jindal Global University, Haryana.Read more »

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Mr. Partha Banerjee joined the Company on October 20, 2016. He is responsible for legal, compliance, regulatory affairs and fraud control. He holds a bachelor’s degree in law from Banaras Hindu University and master’s degree in law from OP Jindal Global University, Haryana.

Prior to joining the Company, he was associated with, ICICI Prudential Life Insurance Company Limited and ITC Limited. He has experience in compliance, corporate law, and governance.

Nimish Agrawal
Executive Vice President and Head of Marketing

Mr. Nimish Agrawal joined the Company on June 10, 2021. He is responsible for leads brand & channel marketing, corporate communication, media planning and buying, performance marketing and digital sales for strategic partners and alliances.Read more »

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Mr. Nimish Agrawal joined the Company on June 10, 2021. He is responsible for leads brand & channel marketing, corporate communication, media planning and buying, performance marketing and digital sales for strategic partners and alliances.

He holds a bachelor’s degree in engineering from University Institute of Technology, Bhopal, Madhya Pradesh and a post graduate diploma in management from Institute of Management Technology, Ghaziabad, Uttar Pradesh.

Prior to joining the Company, he was associated with Infoedge (Naukri.com) and Akzo Nobel India Limited. He has experience across Insurance, Consumer Internet, Paints and FMCG sectors.

Dhiresh Rustogi
Director and Chief Technology Officer

Mr. Dhiresh Rustogi joined the Company on September 18, 2023. He is responsible for management of information technology in the Company. He holds a bachelor’s of technology degree in chemical engineering from Indian Institute of Technology, Kharagpur, West Bengal.Read more »

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Mr. Dhiresh Rustogi joined the Company on September 18, 2023. He is responsible for management of information technology in the Company. He holds a bachelor’s of technology degree in chemical engineering from Indian Institute of Technology, Kharagpur, West Bengal.

Prior to joining the Company, he was associated with Uno Asia Pte Ltd., Citibank N.A. Singapore and Citibank Associate India. He has experience in information technology space.

Vikas Jain
Executive Vice President and Chief Investment Officer

Mr. Vikas Jain joined the Company on September 2, 2015. He is responsible for handling investment function, financial planning and investor relations. He is a member of Institute of Chartered Accountants of India and has completed a post graduate programme in management from Indian School of Business, Hyderabad.Read more »

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Mr. Vikas Jain joined the Company on September 2, 2015. He is responsible for handling investment function, financial planning and investor relations. He is a member of Institute of Chartered Accountants of India and has completed a post graduate programme in management from Indian School of Business, Hyderabad.

Prior to joining the Company, he was associated with Quickdel Logistics Private Limited, Max Life Insurance Company Limited, Max India Limited, GE Capital International Services and Global Vantedge Private Limited. He has experience in the field of investment management and finance.

Manish Sen
Senior Vice President and Appointed Actuary

Mr. Manish Sen joined the Company on January 31, 2021. He is responsible for leading the actuarial function. He holds a master’s degree in science from the Delhi University and is a fellow member of Institute of Actuaries of India.Read more »

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Mr. Manish Sen joined the Company on January 31, 2021. He is responsible for leading the actuarial function. He holds a master’s degree in science from the Delhi University and is a fellow member of Institute of Actuaries of India.

Prior to joining the Company, he was associated with HDFC Ergo General Insurance Limited (erstwhile Apollo Munich Health Insurance Company Limited), McKinsey Knowledge Centre and Towers Watson India Private Limited. He has experience across consulting and insurance sectors.

Smriti Manchanda
Senior Vice President and the Head Internal Audit

Ms. Smriti Manchanda joined the Company on August 9, 2017. She is responsible for the Internal Audit function of the Company. She is a qualified chartered accountant from the Institute of Chartered Accountants of India and holds a bachelor of commerce (honors) degree from University of Delhi. She is a certified project management professional since December 2020.Read more »

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Ms. Smriti Manchanda joined the Company on August 9, 2017. She is responsible for the Internal Audit function of the Company. She is a qualified chartered accountant from the Institute of Chartered Accountants of India and holds a bachelor of commerce (honors) degree from University of Delhi. She is a certified project management professional since December 2020.

Prior to joining the Company, she was associated with Genpact India Private Limited, CPA Global Support Services India Private Limited., Evolvence Advisory Services Private Limited (now known as Religare Advisory Services Limited), ICICI Bank Limited and Technovate eSolutions Private Limited. She has work experience in the field of internal audit.

Joanne Elizabeth Woods
Chief Risk Officer and Senior Vice President

Ms. Joanne Elizabeth Woods joined the Company on July 20, 2023. She is responsible for creating and executing the complete enterprise risk management framework encompassing all risk categories including; insurance risk, market risk, operational risk, information security and cyber risk and other risks such as strategic and regulatory for the Company.Read more »

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Ms. Joanne Elizabeth Woods joined the Company on July 20, 2023. She is responsible for creating and executing the complete enterprise risk management framework encompassing all risk categories including; insurance risk, market risk, operational risk, information security and cyber risk and other risks such as strategic and regulatory for the Company.

She holds a bachelor’s degree in International Relations and Strategic Studies from Lancaster University, a Level 3 certification from the Chartered Institute of Insurers. Prior to joining Niva Bupa, she worked in the capacity of risk & governance director at various office locations of Bupa. She has experience in risk and governance management.

Rajat Sharma
Company Secretary and Compliance Officer

Mr. Rajat Sharma joined the Company on April 6, 2016. He is responsible for Company Secretarial function. He is a fellow member of Institute of Company Secretaries of India. He holds a bachelor’s degrees in commerce and law from Dr. Bhim Rao Ambedkar University, Agra, Uttar Pradesh.Read more »

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Mr. Rajat Sharma joined the Company on April 6, 2016. He is responsible for Company Secretarial function. He is a fellow member of Institute of Company Secretaries of India. He holds a bachelor’s degrees in commerce and law from Dr. Bhim Rao Ambedkar University, Agra, Uttar Pradesh.

He also holds a Post Graduate Diploma in Management for completion of Executive Management Programme from Management Development Institute, Gurugram, Haryana. Prior to joining the Company, he was associated with Vatika Limited. He has experience in managerial and secretarial compliances.